Study for the BICSI OSP Design Test. Prepare using multiple choice questions, with hints and explanations to enhance understanding. Succeed in your exam journey!

Multiple Choice

Which deed transfers title without warranties?

Warranties about title are what this item tests. A quitclaim deed transfers whatever interest the grantor has, if any, and comes with no covenants or warranties about the title. The grantee receives the interest present but gains no guarantee that the title is free from defects or that someone else won’t claim a superior title. This lack of assurances is exactly why it’s described as transferring title without warranties. By contrast, a grant or warranty deed includes covenants protecting the grantee: it promises the grantor owns the title and will defend against claims, so it is not without warranties. A patent is a government grant of land; while it does transfer title, it’s issued by the government and doesn’t operate with the private covenants typical of deeds. A bargain and sale deed can convey title with or without warranties depending on jurisdiction, but the instrument that most clearly and consistently transfers title without any warranties is the quitclaim deed.

Warranties about title are what this item tests. A quitclaim deed transfers whatever interest the grantor has, if any, and comes with no covenants or warranties about the title. The grantee receives the interest present but gains no guarantee that the title is free from defects or that someone else won’t claim a superior title. This lack of assurances is exactly why it’s described as transferring title without warranties.

By contrast, a grant or warranty deed includes covenants protecting the grantee: it promises the grantor owns the title and will defend against claims, so it is not without warranties. A patent is a government grant of land; while it does transfer title, it’s issued by the government and doesn’t operate with the private covenants typical of deeds. A bargain and sale deed can convey title with or without warranties depending on jurisdiction, but the instrument that most clearly and consistently transfers title without any warranties is the quitclaim deed.