Which deed transfers title with warranty?

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When transferring property with protection about the title, the deed type determines the level of warranty the grantee receives. A grant or warranty deed includes covenants that the grantor actually owns the title, that it is free of defects unless disclosed, and that the grantor will defend the title against future claims. This provides the broadest assurance to the buyer. A quitclaim deed conveys only whatever interest the grantor has and comes with no warranties about title. A bargain and sale deed transfers ownership but typically offers no guarantees about title. A mortgage is a loan instrument that creates a lien on the property rather than transferring ownership. So, the deed that transfers title with warranty is the grant or warranty deed.